Welcome to NJCBK.COM!

This is your portal to excellent banking service - in person or on the web. We know you can use your mouse to search the web. Now you can use it to do your banking wherever or whenever you like!

Use NJ Online Banking to look up your account balances, verify transactions, place stop payments, transfer money between your accounts - everything you could do in our branch you can do from your PC.  And do so with the knowledge that your transactions are secure. We use the latest technology to validate your access and monitor your activity.

So, go ahead and pay those bills and save yourself time and money.  Sign up for both services today and do things when you want! Let us earn your business!

Not home? Computer broken? No problem!

Use the New Jersey Community Bank Telephone Banking System -

Call 1-800-617-6052.

Get balance information, checks paid, deposits made, transfer money between your NJCB accounts, place stop payments - any time, anywhere!

Employment application available through the "Contact Us" button below.

Personal Checking

We offer several different checking accounts find the one that fits your needs!  With all of our accounts, get the added benefit of Free Foreign ATM transactions if you if you maintain $10,000 on deposit in checking, savings and/or certificates of deposit.  Fee to be refunded monthly.  What could be more convenient.

NJoy Free Checking Account

"NJoy" free Checking means just that. Take a look at what you'll get:

  • NO minimum balance required
  • FREE first order of checks
  • FREE unlimited check writing privileges
  • FREE Debit Card
  • FREE Online Banking & Online Bill Pay
  • Cancelled checks imaged numerically in our easy to read monthly statement.

NJ Platinum Plus Checking

If you are age 55 or over, you can enjoy the best of all worlds, with all of the FREE benefits of our NJoy Free checking account, the interest earnings of our NJ Now account, and more!  With combined balances in savings and checking of just $5,000, our Platinum Plus members also receive:

  • FREE foreign ATM transactions if you maintain a $10,000 combined minimum average balance
  • FREE check reorders
  • FREE standard size safe deposit box
  • Bonus interest rates on Certificates of Deposit
  • NO FEES on Official Checks

NJ NOW Account

For those who want to enjoy the advantages of our NJoy Free checking account, plus have the ability to earn some interest on their money, our NJ NOW Checking is the account for you. Minimum balance required to avoid maintenance fee.* Our NJ Now Checking entitles you to:

  • FREE foreign ATM transactions if you maintain a $10,000 combined minimum average balance
  • All of the FREE benefits of our NJoy Free Checking account.
  • A competitive variable rate of interest on available funds that is calculated daily and credited monthly.

E-Statement Checking

If you prefer the convenience of online banking and want to avoid all that paper, opt for our E-Statement Checking Account!

Change your existing checking account to E-statement – no need to change the account number

  • Open a new checking account and opt  for the E-Statement format
  • If you open one of our  interest bearing checking accounts, earn more interest while eliminating the need to receive a paper statement each month
  • Your New Jersey Community Bank MasterCard Check Card gives you easy access to your account at any ATM
  • Free telephone and Online Banking access to your account 24 hours a day 7 days a week

NJ Consumer Account

The New Jersey Consumer Account is basic, low-cost checking account. There's no minimum balance required, and you'll pay just $3.00 a month and $0.50 each for all checks in excess of eight checks per month.

View the Fee Schedule