Welcome to NJCBK.COM!
This is your portal to excellent banking service - in person or on the web. We know you can use your mouse to search the web. Now you can use it to do your banking wherever or whenever you like!
Use NJ Online Banking to look up your account balances, verify transactions, place stop payments, transfer money between your accounts - everything you could do in our branch you can do from your PC. And do so with the knowledge that your transactions are secure. We use the latest technology to validate your access and monitor your activity.
So, go ahead and pay those bills and save yourself time and money. Sign up for both services today and do things when you want! Let us earn your business!
Not home? Computer broken? No problem!
Use the New Jersey Community Bank Telephone Banking System -
Call 1-800-617-6052.
Get balance information, checks paid, deposits made, transfer money between your NJCB accounts, place stop payments - any time, anywhere!
Employment application available through the "Contact Us" button below.
Home Equity Products
Home Equity Loans
Home equity loans are fixed-rate first or second mortgages that allow a homeowner to borrow against and use the equity in their home or other qualifying real property. A great benefit of home equity loans is that your interest payments may be tax deductible.* An equity loan can be repaid over time with a fixed interest rate.
- Predictable monthly payments that stay the same no matter how the economy or interest rates may change
- Borrow a fixed amount based on the equity in your home
- Fixed-rate and flexible terms, up to 15 years.
Home Equity Lines of Credit
A home equity line of credit (HELOC) is similar to a home equity loan, except that money can be taken out as needed rather than as a lump sum. Once you are approved for an amount, you can borrow and repay repeatedly without additional paperwork. Another benefit of a home equity line of credit is that you only pay interest on the money you have actually borrowed. HELOC interest may also be tax deductible.*
- A Personal Line of Credit based on the equity in your home less any outstanding lien,
- Write yourself a check anytime you want for any purpose
- Pay interest only on the money you use
Low variable rate. You can get current rates by calling 732.431.2265
- NO application fee, points or appraisal fee. ***
*Always consult your tax advisor.
**Subject to current loan policy
*** Title Insurance fee applicable for loans in excess of $500,000
