Welcome to NJCBK.COM!

This is your portal to excellent banking service - in person or on the web. We know you can use your mouse to search the web. Now you can use it to do your banking wherever or whenever you like!

Use NJ Online Banking to look up your account balances, verify transactions, place stop payments, transfer money between your accounts - everything you could do in our branch you can do from your PC.  And do so with the knowledge that your transactions are secure. We use the latest technology to validate your access and monitor your activity.

So, go ahead and pay those bills and save yourself time and money.  Sign up for both services today and do things when you want! Let us earn your business!

Not home? Computer broken? No problem!

Use the New Jersey Community Bank Telephone Banking System -

Call 1-800-617-6052.

Get balance information, checks paid, deposits made, transfer money between your NJCB accounts, place stop payments - any time, anywhere!

Employment application available through the "Contact Us" button below.

Web Security

IDENTITY THEFT

The bottom line for online threats like phishing, spyware, and hackers is identity theft. ID theft occurs when someone uses your name, Social Security number, credit card number or other personal information without your permission to commit fraud or other crimes. That's why it's important to protect your personal information. To find out how to deter and detect identity theft, visit www.ftc.gov/idtheft

But, according to OnGuard Online, if your personal information is accidentally disclosed or deliberately stolen, taking certain steps quickly can minimize the potential for the theft of your identity.

Place a "Fraud Alert"on your credit reports, and review the reports carefully. The alert tells creditors to follow certain procedures before they open new accounts in your name or make changes to your existing accounts. The three nationwide consumer reporting companies have toll-free numbers for placing an initial 90-day fraud alert; a call to one company is sufficient:

Company Web address Toll-Free Telephone Number
Experian www.experian.com 1-888-EXPERIAN (397-3742)
Equifax www.equifax.com 1-800-525-6285
TransUnion www.transunion.com 1-800-680-7289


Placing a fraud alert entitles you to free copies of your credit reports. Look for inquiries from companies you haven't contacted, accounts you didn't open, and debts on your accounts that you can't explain.

Close accounts. Close any accounts that have been tampered with or established fraudulently:
  • Call the security or fraud departments of each company where an account was opened or changed without your okay. Follow up in writing, with copies of supporting documents.
  • Use the ID Theft Affidavit at www.ftc.gov/idtheft to support your written statement.
  • Ask for verification that the disputed account has been closed and the fraudulent debts discharged.
  • Keep copies of documents and records of your conversations about the theft.
File a police report. File a report with law enforcement officials to help you with creditors who may want proof of the crime. This report will also help you claim your rights as a victim of ID theft.

Report the theft to the Federal Trade Commission. Your report helps law enforcement officials across the country in their investigations. How to report if you have been a victim of ID Theft:

If your information has been misused, file a report about your identity theft with the police, and file a complaint with the Federal Trade Commission at www.ftc.gov/idtheft. Read Take Charge: Fighting Back Against Identity Theft for detailed information on other steps to take in the wake of identity theft.