Choice Commercial Checking

Put our business banking solutions to work for you.

When it comes to your business, NJ Community Bank means business. With our small business checking, you have the freedom to make as many business bank account transactions as you want—every day. We are the best bank for small businesses because we make the process easy so you can focus on doing what you do best.

Small Business Checking

A simple checking account designed for businesses with less than 250 transactions per month

  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • No transaction charges if less than 250 items per month (including items paid and deposited)
  • Unlimited check writing
  • Cancelled checks imaged and printed numerically in your easy to read monthly statement
  • Free Online and Mobile Banking. Access to your account 24-hours a day 7 days a week
  • Convenient access with your New Jersey Community Bank Mastercard Check Card

Business Checking

A checking account designed for businesses with less than 600 transactions per month

  • Low Minimum Balance Requirement
  • No transaction charges if less than 600 items per month (including items paid and deposited)
  • Unlimited check writing
  • Cancelled checks imaged and printed numerically in your easy to read monthly statement
  • Free Online and Mobile Banking. Access to your account 24-hours a day 7 days a week
  • Convenient access with your New Jersey Community Bank Mastercard Check Card

Money Market Checking

If you maintain higher balance and prefer the convenience of access to your funds by check, you may consider New Jersey Community Bank’s Money Market Account

  • Competitive tiered interest rate
  • Monthly statement
  • $500 minimum balance to avoid monthly service charge
  • The ability to make six withdrawals per month, three of which can be checks
  • Your New Jersey Community Bank MasterCard Check Card gives you easy access to your account at any ATM (limited as listed above)
  • Free Online and Mobile Banking. Access to your account 24-hours a day 7 days a week

Commercial Analysis Checking



Designed for those businesses with a high volume of  transactions per month and more sophisticated banking needs

  • Low monthly service charge
  • No Minimum Balance Requirement
  • Service charge can be reduced or eliminated with earnings credit to offset transactions fees
  • Unlimited checking writing
  • Cancelled checks imaged and printed numerically in your easy to read monthly statement
  • Free Online and Mobile Banking. Access to your account 24-hours a day 7 days a week
  • Convenient access with your New Jersey Community Bank Mastercard Check Card

Business Statement Savings Account

At New Jersey Community Bank we make it easy to take care of your money.  Access your money at the branch or any ATM, and receive a monthly statement. 

  • Competitive interest rate
  • Monthly statement
  • Your New Jersey Community Bank Master Card Check Card gives you easy access to your account at any ATM
  • Free telephone and Online Banking access to your account 24-hours a day 7 days a week

Business Certificate of Deposit

If your business has excess funds to invest, New Jersey Community Bank has the product for you  Customize your investment by choosing the term that best meets your goals.

  • Flexible terms with maturities from 90 days to 60 months
  • Low Minimum balance of $1,000
  • Interest rate guaranteed for the term you select. 

Business NOW Account

If you are a Sole Proprietor, non-profit Organization, or Government Agency and you want to make the most of your money this is the account for you

IOLTA Attorney or Realtor Escrow accounts

Ask our representatives about our escrow products especially designed to meet the regulatory needs of our legal and real estate professionals.

NJCBK provides a customized commercial checking solution, so you can take better control of your business without worrying about unexpected limits or fees. Just deposit, withdraw, send and receive—all with the peace of mind of knowing you have a business checking account you can rely on. Best of all, you can take care of your business banking anytime, anywhere with our online services, including remote deposit capture, mobile banking and deposit and more. It’s all a part of doing business with the best bank for small businesses.

It’s time to thrive with the help of a reliable business bank account and tailored banking service. Contact one of our commercial checking professionals today at 732.431.2265 or visit one of our convenient local branches.

IMPORTANT NOTICE - Freehold & Neptune City branches will be closed Saturday June 16, 2018 Learn more