Consumer Loans

Auto Loans

Have you found the car, truck or van you want to buy? Would you like to refinance your existing vehicle loan? Maybe you would like to borrow money and use your current vehicle as collateral. Whatever the reason, we’re here to help.

  • Competitive fixed rates
  • Flexible terms
  • Fast decisions, made locally
  • Financing for recent models years – contact the bank for details

All credit terms are subject to credit approval.

Personal Loans

  • Up to $5,000
  • Flexible terms
  • Unsecured

All credit terms are subject to credit approval.

Overdraft Line of Credit

Looking for your own personal line of credit? Want to protect yourself if you run short of money? Our personal line of credit, managed through your New Jersey Community Bank checking account, offers you convenience, flexibility and security, giving you immediate access to a credit line of up to $5,000.

  • Tied to checking account for easy access
  • Credit limits from $500 to $5,000
  • Transfers made in increments of $100
  • Avoid overdraft fees

All credit terms are subject to credit approval.

Click here to learn about our Home Equity Credit Line Promo.

IMPORTANT NOTICE - Freehold & Neptune City branches will be closed Saturday June 16, 2018 Learn more