Home Equity Products

Home Equity Lines of Credit

A home equity line of credit (HELOC) is similar to a home equity loan, except that money can be taken out as needed rather than as a lump sum. Once you are approved for an amount, you can borrow and repay repeatedly without additional paperwork. Another benefit of a home equity line of credit is that you only pay interest on the money you have actually borrowed. HELOC interest may also be tax deductible.*

  • A Personal Line of Credit based on the equity in your home less any outstanding lien,**
  • Write yourself a check anytime you want for any purpose
  • Pay interest only on the money you use

Low variable rate. You can get current rates by calling 732.431.2265

*Always consult your tax advisor.
** Title Insurance required for loans in excess of $500,000

All credit is subject to credit approval.

Click Here to complete a Home Equity Loan Application.

Click here for information about our Home Equity Credit Line promo.

IMPORTANT NOTICE - Freehold & Neptune City branches will be closed Saturday June 16, 2018 Learn more