Personal Checking

At New Jersey Community Bank, we understand that when you have a family, every dollar counts. That’s why we offer many consumer checking choices—so you have the option of choosing the one that’s right for you. If you’re interested in opening a checking account, New Jersey Community Bank makes it easy. Isn’t it time you took advantage of one of the best checking accounts around?

NJoy Checking Account

NJoy Checking Account

“NJoy” Checking means just that. Take a look at what you’ll get:

NO minimum balance required
FREE first order of checks
FREE unlimited check writing privileges
FREE Debit Card
FREE Online Banking & Online Bill Pay
Cancelled checks imaged numerically in our easy to read monthly statement.

NJ Platinum Plus Checking

NJ Platinum Plus Checking

If you are age 55 or over, you can enjoy the best of all worlds, with all of the benefits of our NJoy checking account, the interest earnings of our NJ Now account, and more! With combined balances in savings and checking of just $5,000, our Platinum Plus members also receive:

FREE first order of checks
FREE standard size safe deposit box
Bonus interest rates on Certificates of Deposit
NO FEES on Official Checks

NJ NOW Account

NJ NOW Account

For those who want to enjoy the advantages of our NJoy checking account, plus have the ability to earn some interest on their money, our NJ NOW Checking is the account for you. Minimum balance required to avoid maintenance fee.* Our NJ Now Checking entitles you to:

All of the FREE benefits of our NJoy Checking account.
A competitive variable rate of interest on available funds that is calculated daily and credited monthly.

*See Fee Schedule

E-Statement Checking

E-Statement Checking

If you prefer the convenience of online banking and want to avoid all that paper, opt for our e-Statement Checking Account!

Change your existing checking account to e-Statement – no need to change the account number

Open a new checking account and opt for the E-Statement format
If you open one of our interest bearing checking accounts, earn more interest while eliminating the need to receive a paper statement each month
Your New Jersey Community Bank MasterCard Check Card gives you easy access to your account at any ATM
Free telephone and Online Banking access to your account 24 hours a day 7 days a week

NJ Consumer Account

NJ Consumer Account

The New Jersey Consumer Account is basic, low-cost checking account. There’s no minimum balance required, and you’ll pay just $3.00 a month and $0.50 each for all checks in excess of eight checks per month.

Opening a Checking Account

NJCBK offers several different personal checking account options based on your lifestyle, plus the benefit of convenient locations and ATMs, and online and mobile banking. What could be more convenient! Plus, when it’s a consumer checking account you are looking for, NJCBK always puts you first. It’s this level of dedicated service that makes the difference.

If you’d like to open a personal checking account, stop by one of our local branches or call 732.431.2265 today.

IMPORTANT NOTICE - Freehold & Neptune City branches will be closed Saturday June 16, 2018 Learn more